Track day insurance?
- Thread starter Xrion236
- Start date
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yippeekiay
Well-known member
http://www.heritage-quote.co.uk/track-day-cover.cfm" onclick="window.open(this.href);return false;
http://www.manninguk.com/automotive/index.php" onclick="window.open(this.href);return false;
https://secure.moris.co.uk/Welcome-to-MORIS-Your-one-stop-shop-for-competitive-online-motorsport-insurance" onclick="window.open(this.href);return false;
and this one which gives track cover on your policy but is supposedly for high end cars:-
http://www.pw-f.co.uk/" onclick="window.open(this.href);return false;
Unfortunately I think most don't include 3rd Party cover which seems pretty silly if you were to accidently come off and hit someone else or something that was chargeable like barriers etc. Not 100% what is actually covered as I haven't got round to enquiring but worth a shot
http://www.manninguk.com/automotive/index.php" onclick="window.open(this.href);return false;
https://secure.moris.co.uk/Welcome-to-MORIS-Your-one-stop-shop-for-competitive-online-motorsport-insurance" onclick="window.open(this.href);return false;
and this one which gives track cover on your policy but is supposedly for high end cars:-
http://www.pw-f.co.uk/" onclick="window.open(this.href);return false;
Unfortunately I think most don't include 3rd Party cover which seems pretty silly if you were to accidently come off and hit someone else or something that was chargeable like barriers etc. Not 100% what is actually covered as I haven't got round to enquiring but worth a shot
PumaJay
Active member
honestly.... not worth bothering with imo
everyone at a track day is there at there own risk, i went to driver briefing at silverstone and out of 40 drivers, only 1 had cover...
everyone at a track day is there at there own risk, i went to driver briefing at silverstone and out of 40 drivers, only 1 had cover...
Ian G
Active member
Its apparently happened, a guy in a Clio crashed in to a Porsche, went to court and was thrown out because both drivers were aware of the risks involved.
I'm trying to find more information as currently I only have forum hearsay but it sounds reasonable - the risks are clear.
I personally prefer using a car that doesn't need to get you to work. Not only is it less of a worry if you bend it but it also means you can run something with fewer compromises than if it was also a daily.
If you must use a road car that you don't want to damage then my other advice would be don't drive poorly and do things people aren't expecting. Although you'll be slower you still need to drive on the correct lines, brake and accelerate at the correct points and move around smoothly and with sufficient observation. If you can't do that straight away, go out with someone who can first and see how it works. Dithering about off line is more dangerous than being on the pace regardless of the spec of the car.
I'm trying to find more information as currently I only have forum hearsay but it sounds reasonable - the risks are clear.
I personally prefer using a car that doesn't need to get you to work. Not only is it less of a worry if you bend it but it also means you can run something with fewer compromises than if it was also a daily.
If you must use a road car that you don't want to damage then my other advice would be don't drive poorly and do things people aren't expecting. Although you'll be slower you still need to drive on the correct lines, brake and accelerate at the correct points and move around smoothly and with sufficient observation. If you can't do that straight away, go out with someone who can first and see how it works. Dithering about off line is more dangerous than being on the pace regardless of the spec of the car.
